BAGUIO CITY — The Bangko Sentral ng Pilipinas (BSP) is working to unify Filipinos’ credit information, including credit scores, to encourage greater use of banking services and improve access to loans, BSP Deputy Governor Bernadette Romulo-Puyat said recently. Credit scores form part of an individual’s credit profile and reflect a person’s financial behavior, such as their ability to pay obligations and manage expenses. “Credit scoring is already being done by e-wallets. Whenever you use your e-wallet, that app records information related to your creditworthiness based on your payment behavior, such as how you pay your utility bills,” Puyat said. As […]...Keep on reading: Bangko Sentral ng Pilipinas working to unify Filipinos' credit scores