PBBM OKs voluntary SSS, PhilHealth, Pag-Ibig deductions for JO, COS workers

MANILA, Philippines — President Ferdinand Marcos Jr. has directed government agencies to facilitate the voluntary deduction of social protection contributions for contract of service (JO) and job order (JO) workers.

Signed on June 3, 2026, the Administrative Order No. 43 provides for the voluntary deduction and timely remittance of payments to the Social Security System (SSS), Philippine Health Insurance Corp. (PhilHealth), and Pag-IBIG Fund for COS and JO government workers.

Voluntary deductions

Prior to the issuance of the order, COS and JO workers personally remitted their voluntary contributions.

“All covered government agencies are hereby directed to facilitate the voluntary deduction of prescribed SSS, PhilHealth, and Pag-Ibig Fund contributions from the compensation of COS and JO workers, subject to the prior consent of the worker and in accordance with RA Nos. 11199, 11223, and 9679,” the order read.

“For this purpose, agencies shall ensure that appropriate mechanisms are in place to enable participation and shall provide COS and JO workers with the necessary information on available social protection coverage,” it also read.

Joint Circular No. 1 (s. 2025) allows COS and JO workers to receive a premium of up to 20 percent of their compensation for voluntary or self-employed contributions to government-mandated social security programs.

The order covers all departments, agencies, bureaus, offices, and instrumentalities of the national government, including government-owned or -controlled corporations and state universities and colleges. Local government units are likewise encouraged to observe the provisions of AO No. 43.

Marcos also directed the Department of Budget and Management, Civil Service Commission, Commission on Audit, SSS, PhilHealth, and Pag-Ibig Fund to jointly issue the necessary rules and guidelines to ensure the effective implementation of the order. /mr

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